- Backed by the US Small Business Administration
- Up to 90% financing available
- Loan amounts up to $5 million
As an SBA-preferred lender, Kinecta is proud to offer SBA loans for purchasing inventory and equipment, acquiring commercial real estate, performing tenant improvements, refinancing business debt, purchasing a business, and obtaining working capital. We also offer SBA lines of credit for short-term debt.
For information on the Paycheck Protection Program, see blue box below.
Kinecta takes the complexity out of commercial real estate lending, since we’ve done it for more than 80 years. We help our members realize their business expansion goals and entrepreneurial dreams.
To receive a letter of interest, please submit:
Please submit all documents to email@example.com or call 888.371.7501, option 1
Make things easy by putting all your business and personal banking under one roof. That’s one online banking portal, one app on your phone, and one branch for all of your banking needs.
Our team of SBA specialists and commercial real estate lenders are here to help you navigate the twists and turns of SBA lending.
The first step to a long-term relationship with Kinecta is to become a business member. There is no cost to you, and we look forward to helping you and your business thrive.
*APR = Annual Percentage Rate is variable and subject to change. This is Kinecta’s most recent published rate.
Commercial Real Estate (CRE) rate shown includes a 0.25% discount for enrolling in automatic payments made from a Kinecta account and will discontinue if autopay is terminated.
Membership requirements apply. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.
1Commercial Lending. Subject to borrower’s credit qualifications and requirements of Kinecta and/or the Small Business Administration loan program. Terms & conditions subject to change. Kinecta Federal Credit Union is an equal opportunity lender.
2Mortgage loans. Offered under Nationwide Multistate Licensing System (NMLS) #407870. Equal Housing Lender.
3Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.