Features
- Backed by the US Small Business Administration
- Up to 90% financing available
- Loan amounts up to $5 million
As an SBA-preferred lender, Kinecta is proud to offer SBA loans for purchasing inventory and equipment, acquiring commercial real estate, performing tenant improvements, refinancing business debt, purchasing a business, and obtaining working capital. We also offer SBA lines of credit for short-term debt.
Ready to start? Download an SBA loan application (.pdf) and a Personal Financial Statement (.pdf) – both forms are required.
Email your completed application to sba@kinecta.org or fax it to 310.727.8234.
For information on the Paycheck Protection Program, see blue box below.
Kinecta takes the complexity out of commercial real estate lending, since we’ve done it for more than 80 years. We help our members realize their business expansion goals and entrepreneurial dreams.
Please submit all documents to creloans@kinecta.org or call 888.371.7501, option 1
Make things easy by putting all your business and personal banking under one roof. That’s one online banking portal, one app on your phone, and one branch for all of your banking needs.
*APR = Annual Percentage Rate is variable and subject to change. This is Kinecta’s most recent published rate.
Commercial Real Estate (CRE) rate shown includes a 0.25% discount for enrolling in automatic payments made from a Kinecta account and will discontinue if autopay is terminated.
Membership requirements apply. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.
1Commercial Lending. Subject to borrower’s credit qualifications and requirements of Kinecta and/or the Small Business Administration loan program. Terms & conditions subject to change. Kinecta Federal Credit Union is an equal opportunity lender.
2Mortgage loans. Offered under Nationwide Multistate Licensing System (NMLS) #407870. Equal Housing Lender.
3Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.