Find the Credit Card that Fits You Perfectly.

Credit Cards Overview

A card just for you? Aww, we shouldn’t have. Actually we’re obliged to, because our members deserve the very best.

Kinecta MyPlan
MasterCard®
share-secured card

MyPlan MasterCard
The card that works with low credit or no credit history.
The secure way to start or re-establish credit with confidence.
Your credit line will be tied to a security deposit, so you’ll feel at ease knowing that you’ll spend within your means.
Peace of mind starts here >>

Kinecta MyPower MasterCard®
zero fee card

MyPower MasterCard
The card that has absolutely no fees ever.
$0 annual fee
$0 late fee
$0 balance transfer fee
$0 cash advance fee
0% foreign transaction fees
0.00% Intro APR on all purchases for the first 6 months when you open your account. After that, your APR will range from 8.99% - 18.00% based on your creditworthiness. The APR will vary with the market based on the Prime Rate.
Experience the power of no fees >>

Kinecta MyPerks MasterCard®
cash rewards card

MyPerks MasterCard
The card that rewards you.
No annual fee
3% back on up to $6,000 in annual gas purchases
2% on up to $6,000 in annual spending on groceries
1% on other purchases, unlimited
Up to 20% additional cash back as an annual Relationship Bonus. Each year on your card anniversary earn 5% and up to an additional 15% by using select Kinecta products.
Added benefits like Cell Phone Protection, Car Rental Insurance, MasterCard ID Theft Protection, Extended Warranty and more.
Let the perks begin >>

Kinecta MyPro
MasterCard®
business cash rewards card

MyPro MasterCard
The card that lets you show off your professional polish.
No annual fee
3% back on up to $6,000 in annual gas and office supply purchases
2% on up to $6,000 in annual spending on dining, entertainment, and travel
1% on other purchases, unlimited
Up to 20% additional cash back as an annual Relationship Bonus. Each year on your card anniversary earn 5% and up to an additional 15% by using select Kinecta products.
Added benefits like Cell Phone Protection, Car Rental Insurance, MasterAssist Travel Assistance Services, Airport Concierge and more.
Do business the right way >>