Branch & ATM Network1
Enjoy access to your money through 110,000 surcharge-free ATMs and 5,000 shared credit union branches.
Welcome Xceed Members!
Incoming Xceed members should continue to use Xceed Online Banking until Nov. 1, 2021.
Kinecta Helps Members Get Back on Their Feet
We helped hundreds and hundreds of members through the recent COVID-19 crisis and we aren’t stopping now. We offer:
- Deferred payments for auto, home, and credit card loans
- Assistance with the SBA Paycheck Protection Program
- General assistance
Scams & Fraud – It Pays to Be Aware
Banking & Phishing Scams Scams. Beware of any requests to verify your account or card information.
Coronavirus Scams. Fraudsters take advantage of people during times of crisis. Don't be a victim.
Unemployment, Direct Deposit, and SBA Loan Scams. If you receive unexpected funds in your account, do your homework before responding or spending.
IRS & Social Security Scams. If someone calls and demands immediate action to avoid arrest or threatens adverse action, that’s a big red flag.
Dating & Romance Scams. When your heart gets involved, be careful.
Coming soon! Get your credit limit in a single click!
Curious as to how much credit you could qualify for, but afraid a hard credit pull could negatively impact your credit score3? Fear no more!
Kinecta gives you the ability to find out in an instant if you qualify for a personal loan or credit card - and the amount of credit you could receive - in one click of The Button.
Featured News
Kinecta News Spring 2021 Edition
Celebrating the approval by member-owners of Xceed Financial Credit Union of their merger into Kinecta, and much more!
Welcome Xceed Members!
We are excited to announce that Xceed Financial Federal Credit Union is now Kinecta Federal Credit Union.
Small Business Paycheck Protection Program
Kinecta is once again participating in the Paycheck Protection Program. Our application portal is now open. Find out more.
1ATM fees. No-surcharge fee for Kinecta and affiliated credit union CO-OP ATMs. Unaffiliated ATM owner/operators may assess a fee.
2Mobile banking. Message and data rates may apply.
3The Button. In order to provide you with a range of rates you prequalify for, Rate Reset will perform a soft credit inquiry, as authorized by you. Soft credit inquiries do not affect your credit score. If you prequalify, the rates and loan options offered to you are estimates only. Once you choose your loan options and submit your application, Rate Reset may perform a hard credit inquiry.