Branch & ATM Network1
Access over 85,000 surcharge-free ATMs and over 5,800 shared credit union branches.
Welcome Former Xceed Members!
Account transition October 30 – 31, 2021.
Important information available.
Get your credit limit in a single click!
Curious as to how much credit you could qualify for, but afraid a hard credit pull could negatively impact your credit score3? Fear no more!
Kinecta gives you the ability to find out instantly if you qualify for a personal loan or credit card and the amount of credit you could receive - in one click of The Button.
Scams & Fraud – It Pays to Be Aware
Banking & Phishing Scams. Beware of any requests to verify your account or card information.
Coronavirus Scams. Fraudsters take advantage of people during times of crisis. Don't be a victim.
Unemployment, Direct Deposit, and SBA Loan Scams. If you receive unexpected funds in your account, do your homework before responding or spending.
IRS & Social Security Scams. If someone calls and demands immediate action to avoid arrest or threatens adverse action, that’s a big red flag.
Dating & Romance Scams. When your heart gets involved, be careful.
Featured News
Kinecta wins MBA’s 2021 Residential DEI Leadership Award
The award recognizes Kinecta’s newly established, in-depth DEI program and its Emerging Leaders Program.
Kinecta 99s Present: A Virtual Breast Cancer Awareness Discussion
Join Kinecta 99s for a Breast Cancer Awareness month virtual presenting event.
We’re Relocating Our Torrance Crossroads Branch
To better serve our members, our Torrance Crossroads branch is moving to a brand new, state-of-the-art location less than half a mile away.
1ATM fees. No-surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owner/operators may assess a fee.
2Mobile banking. Message and data rates may apply.
3The Button. In order to provide you with a range of rates you prequalify for, Rate Reset will perform a soft credit inquiry, as authorized by you. Soft credit inquiries do not affect your credit score. If you prequalify, the rates and loan options offered to you are estimates only. Once you choose your loan options and submit your application, Rate Reset will perform a hard credit inquiry.