Liquid Certificate – Quench your savings thirst Liquid Certificate – Quench your savings thirst.

Quench your $avings thirst!

Liquid Certificate - High Yield & Liquidity, All-in-One

  • 1.75% APY* 12-month term
  • Penalty-FREE withdrawals1
  • Unlimited deposits

Open a Liquid Certificate today!

Not a Member Yet?

Join & Save Now

Already a Member?

Login & Save Now

Visit a Location

Find a Location

*APY=Annual Percentage Yield. Liquid Certificate requires $1,000 minimum balance to earn 1.75% APY. Membership and certain restrictions apply. Rates and terms are accurate as of 4/1/19 and are subject to change. Institutional funds are not eligible for this offer. Unless you indicate otherwise, at the time of maturity the share certificate will be renewed at like-term if available at the then-current rate in effect. Unlimited deposits are accepted during the certificate term. IRA share certificates not applicable. This offer may be combined with VIP rate bonus offer, and is not valid with any other offer or promotion. Offer may be modified or canceled by Kinecta at any time. Refer to the current Agreement & Disclosure booklet for complete terms and conditions regarding share certificates.

1 Liquid Certificate allows for penalty-free withdrawals of up to 50% of the start of day balance as of 12:00 AM on a daily basis. Early withdrawal penalties may apply. Withdrawals exceeding 50% of the start of day balance are subject to penalties. Fees and other conditions may reduce earnings.