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Your dreams start today.

You already know that you want to retire living a life of luxury and it's never too early to start learning ways to become financially savvy. Our friendly and supportive branch bankers are happy to start the conversation and work with you at your own pace. If you are self-motivated, we offer workshops and online tutorials to get you started.

Let's Talk

Our knowledgeable Member Contact Center team will answer your questions – big or small. If you need a specialist, they’ll put you in touch with one right away. Our goal is your goal: get you answers fast!

800.854.9846  Monday to Friday: 7am - 6pm Pacific, Saturday: 9am - 3pm Pacific
Or, stop by a branch and speak to us in person. (Except Federal Holidays.)

*APR = Annual Percentage Yield is variable and subject to change. This is Kinecta’s most recent published rate.

1Classic Checking. No monthly service fee in any month if any of the following conditions are met: 1) Aggregate direct deposit or mobile check deposit in the amount of $250.00 per month; or 2) $1,500 average monthly balance; or 3) 10 or more debit card purchases per month posted to account;, or 4) an active* Kinecta credit card in good standing; or 5) an auto or mortgage loan in good standing; or 6) the primary owner is either under age 18 or is age 62 and up; or 7) during the first three months of a new account; or 8) upon request, enrolled students age 18-26. Student waiver will no longer apply once the member turns 27.

2Private Student Loans. Also known as Private Education Loans under Regulation Z. Kinecta Federal Credit Union is an Equal Opportunity Lender. Private Student Loan Program is subject to change without notice. Subject to credit approval of borrower and/or co-borrower. Rates, loan amounts, and terms are based on standard underwriting factors.

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