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Checking & Savings
For Students

Classic Checking

Everything you need in a checking account.  Pay bills, make deposits, or transfer money.


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LA Galaxy Checking

LA Galaxy fans can select a check design and debit card with the team logo. Show your team spirit every time you use it.


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Account Features Classic Checking
MasterCard® Platinum debit card
Free first box of checks
Free account alerts
Free online banking
Free bill pay
Free mobile banking1
Free remote deposit
Use 30,000 surcharge-free co-op ATMs2
No monthly fee for students

Ready to Save?

Kinecta offers a variety of ways you can start saving. You can use the funds for tuition, books, a splurge, or keep it for a rainy day.

  • Traditional Savings. Transfer money each month from your checking account so you can start saving (and earning) the easy way.
  • College Saver Certificate. For members under 18 who want to get a head start on their college fund, this certificate automatically adjusts rates to keep you on pace.

Let's Connect

Our knowledgeable Member Contact Center team will answer your questions – big or small. If you need a specialist, they’ll put you in touch with one right away. Our goal is your goal: get you answers fast!

800.854.9846 Monday to Friday: 5am - 6pm Pacific, Saturday: 6am - 3pm Pacific
Or, stop by a branch and speak to us in person. (Except Federal Holidays.)

*APY = Annual Percentage Yield is variable and subject to change.

1Mobile banking Message and data rates may apply.

2ATM fees No-surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owner/operators may assess a fee.

Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.