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Checking & Savings
For Students

Classic Checking

Everything you need in a checking account.  Pay bills, make deposits, or transfer money.

LA Galaxy Checking

LA Galaxy fans can select a check design and debit card with the team logo. Show your team spirit every time you use it.

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Account Features Classic Checking
MasterCard® Platinum debit card
Free first box of checks
Free account alerts
Free online banking
Free bill pay
Free mobile banking1
Free remote deposit
Use 30,000 surcharge-free co-op ATMs2
No monthly fee for students

Ready to Save?

Kinecta offers a variety of ways you can start saving. You can use the funds for tuition, books, a splurge, or keep it for a rainy day.

  • Traditional Savings. Transfer money each month from your checking account so you can start saving (and earning) the easy way.
  • College Saver Certificate. For members under 18 who want to get a head start on their college fund, this certificate automatically adjusts rates to keep you on pace.

Let's Connect

Our knowledgeable Member Contact Center team will answer your questions – big or small. If you need a specialist, they’ll put you in touch with one right away. Our goal is your goal: get you answers fast!

800.854.9846 Monday to Friday: 5am - 6pm Pacific, Saturday: 6am - 3pm Pacific
Or, stop by a branch and speak to us in person. (Except Federal Holidays.)

*APY = Annual Percentage Yield is variable and subject to change.

1Mobile banking Message and data rates may apply.

2ATM fees No-surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owner/operators may assess a fee.

3College Saver Member must be under the age of eighteen (18) to open. Dividend rate and APY may change monthly and is equal to 2-Year Share Certificate (rate in effect on the last day of the previous month). Additional deposits are permitted at any time prior to maturity. Account will mature on the date of member’s eighteenth (18th) birthday and cannot be renewed.

Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.