MyPlan Credit Card
- Spend within your means: your credit limit equals your security deposit
- Build your credit if you are just starting out
- Rebuild your credit after bumps in the road occur
Student Loans & Credit Cards
Today's Rates
Private Student Loans1
Private Student Loans are available exclusively to Kinecta members. Our easy online application can be completed in just 15 minutes. This loan offers:
- Flexible payments, include active enrollment deferrals
- Exceptionally competitive rates and terms
- Co-signer options
Let's Talk
Our knowledgeable Member Contact Center team will answer your questions – big or small. If you need a specialist, they’ll put you in touch with one right away. Our goal is your goal: get you answers fast!
800.854.9846 Monday to Friday: 7am - 6pm Pacific, Saturday: 9am - 3pm Pacific
Or, stop by a branch and speak to us in person. (Except Federal Holidays.)
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*APR = Annual Percentage Rate is variable and subject to change.
Rates shown include a 0.25% discount for enrolling in automatic payments made from a Kinecta account and will discontinue if autopay is terminated.
1Private Student Loans. Also known as Private Education Loans under Regulation Z. Kinecta Federal Credit Union is an Equal Opportunity Lender. Private Student Loan Program is subject to change without notice. Subject to credit approval of borrower and/or co-borrower. Rates, loan amounts, and terms are based on standard underwriting factors.
To be eligible for this loan program, student must be a member of Kinecta Federal Credit Union. If the student is not currently a member, (s)he must provide a valid membership number before funds may be disbursed. Kinecta holds membership applications until loan is approved and accepted. Kinecta will mail membership ID and account disclosures.
2Debt Cancellation Protection. Available for personal credit cards and auto loans and is optional. Debt Cancellation will not affect your application for credit or the terms of any existing credit agreement with Kinecta. There are eligibility requirements and exclusions that could prevent you from receiving benefits under Debt Cancellation.
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