Digital Investing Made Easy
If you are thinking about your future, digital investing may be a strategy to consider. As your wealth grows, you will look to diversify your holdings. At Kinecta, we know this can be intimidating and we are here to help.
Key Features
Automated Investing
Our platform utilizes advanced algorithms to analyze your goals, time horizon, and risk tolerance, creating a customized investment plan just for you.
Portfolio Management
We continuously monitor and re-balance your portfolio to ensure it aligns with your investment objectives and market conditions.
Goal-Oriented
Whether you're saving for retirement, a down payment on a house, or your child's education, our platform helps you stay on track and achieve your financial goals.
Diversification
We spread your investments across various asset classes to minimize risk and maximize potential returns.
User-Friendly Interface
Our intuitive platform makes it easy to track your investments, review performance, and make adjustments whenever you need to.
Automated Investing1
Not sure where to begin? Leave the details to us. Tell us a bit about yourself – your goals and your risk tolerance – then our investment engine will go to work and deliver a portfolio designed for you. The platform is nimble and as your goals change, you can always update your profile.
Self-Directed2
Ready to make selections on your own? Decide how much you would like to invest; then choose, trade and manage your portfolio of stocks and ETFs. Fractional and whole share trading is at your fingertips.
Get Started
Give digital investing a try with an opening deposit as low as $100, additional investments can be made at any time and with any dollar amount. For Automated Investing, members pay $3.50 per month for accounts with balances of $14,000 or less. An annual fee of 0.30%, assessed monthly, is applied to accounts with balances above $14,000.
Self-Directed Investing is offered at a flat rate of $3.50 per month regardless of account balance. And best of all, your first month is free.
Log in to Online Banking or the Mobile Banking app and select Digital Investing to begin.
Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
Learn About Exchange Traded Funds (ETFs)
An exchange traded fund (ETF) is a pooled investment security that operates much like a mutual fund. It differs in that it can be bought or sold throughout the day, similar to a stock, rather than being limited to once a day after market close.
Become a Member3
It’s quick and easy to join Kinecta. You’ll get access to great rates with our lending and deposit products, plus truly personalized service to help you achieve your financial goals.
Apply for membership today.
1Kinecta Federal Credit Union (“Promoter”) is considered a third-party promoter for IQvestment, LLC (“IQvestment”) and is not a current client or investor of IQvestment. The Promoter has a fee arrangement with IQvestment which is described in more detail here. We are confident in the exceptional quality of IQvestment's advisory services. Besides our standard compensation, there are no other material conflicts of interest to consider.
2Kinecta Federal Credit Union (“Promoter”) is a third-party promoter for Arete Wealth Management, LLC (“Arete”). Arete is a broker-dealer registered with the United States Securities Exchange and is a member of the Financial Industry Regulatory Authority. The Promoter is not a client or investor of Arete. The Promoter has a fee arrangement with Arete which is described in more detail here. Besides our standard compensation, there are no other material conflicts of interest to consider.
3Becoming a member of Kinecta Federal Credit Union is easy and won’t cost you anything out-of-pocket. If you have a family or household member who is a Kinecta member; if you have ever worked at one of our Select Employer Group organizations; if you live, work or attend school in select ZIP codes; or if you join the Innovision Society during the application process (we’ll cover the $10 membership fee), then you can join our credit union.
Membership Agreement
Account Transfer Overview