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Kinecta Digital Banking

Designed to make managing your financial life easier than ever.

individual using a laptop to access their online banking

    Enjoy a powerful and seamless banking experience for personal and business banking.

    Convenient Access From Any Device

    Digital banking is available on your desktop, laptop, mobile device or tablet. Easily and securely:

    • Check account balances
    • Review current and pending transactions
    • View and download eStatements
    • Transfer funds to Kinecta members and other financial institutions
    • Make loan and credit card payments
    • Apply for a credit card, personal, vehicle or home loan
    Become a member

    Kinecta members: enroll here

    Features Designed with You in Mind

    Digital banking offers you a powerful and seamless banking experience at your fingertips.

    • Access on your desktop, laptop, mobile device or tablet
    • Bill Pay or transfers make payments a breeze
    • Send and receive money with Zelle® on your mobile device
    • Manage your debit or credit cards, including your PIN
    • Dispute transactions, manage overdraft protection and more
    • Link external accounts to keep track of everything in one place
    • Set up Face or Touch ID1 on your mobile device
    • Rest assured with customizable multi-factor authentication
    • Categorize transactions to track spending over time
    • See a detailed spending analysis and set savings goals
    smartphone and laptop displaying kinecta online banking

    Download our mobile app2 today.

    Apple App Store Android App Store

    Hassle-Free Direct Deposit Setup

    It’s easy to set up direct deposit in digital banking, and the best part is, you could get paid up to two days early*!

    1. Navigate to Transfer & Pay and Direct Deposit Setup.
    2. Select the account you want, find your employer or payroll provider to follow their setup.
    3. Confirm your options, and you’re done!

    Set up direct deposit in digital banking today!

    This feature is only available for retail and trust accounts with eligible shares.

    How to Use Digital Banking

    person using a laptop to demo online banking

    Explore interactive demos and videos created for you to get the most from your digital banking. Our library offers you step-by-step instructions on how to access and complete the most common tasks in digital banking.

    See all Demos
    mobile device displaying kinecta debit card in mobile wallet

    Mobile Wallet

    Use your Kinecta debit or credit card to pay from your mobile device with Apple Pay®, Google Pay®, and Samsung Pay®. Easily connect your cards to your mobile wallet for a convenient and touch-free way to make in-store payments.

    Bill Pay

    Kinecta uses the latest encryption technologies to safeguard your account and secure your personal information. Enroll your checking account and it’s a snap to:

    • Establish one-time and recurring payments
    • Add and delete eBills
    • Pay multiple payees from a single screen
    • Make payments faster than the time it takes to write a check
    Become a member

    Kinecta members: enroll here

    You're More Than Just a Number

    Sign up today for free credit monitoring. This complimentary service enables you to pull your monthly credit report, review your credit score, set up credit goals and set up credit monitoring alerts. You may also receive personalized money saving offers. 

    • Credit Report and Score Analysis
    • Interactive Simulator Tool
    • “Soft” Credit Pull
    • Dispute Access
    Become a member FAQS

    Kinecta members: enroll here

    Let's Connect

    Our knowledgeable Member Contact Center team will answer your questions – big or small. If you need a specialist, they’ll put you in touch with one right away. Our goal is your goal: get you answers fast!

    800.854.9846 Monday to Friday: 5am - 6pm PT, Saturday: 6am - 3pm PT
    Or, stop by a branch and speak to us in person. (Except Federal Holidays.)

    BOOK APPT

    *Early access to direct deposit payroll funds is dependent on timing of the submission of the payment file from the payer. When received, Kinecta makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the effective payroll payment date. 

    1Fingerprint authentication available for Samsung devices with Samsung Pass or other applicable Android devices. Fingerprint authentication available for iPhone 5S or newer using iOS 8 on applicable devices.

    Facial recognition available for Samsung Galaxy 8 or newer Android devices or other applicable Android devices. Facial recognition available for iPhone X or newer on applicable devices.

    2Mobile banking is only available to Kinecta members enrolled in online banking. For further details. click on the Enroll link on the app's login page.

    All Zelle® trademarks used herein, are the exclusive property of Early Warning Services, LLC and are used with permission. Kinecta IS NOT AUTHORIZED, ENDORSED, OR SPONSORED BY EARLY WARNING SERVICES, LLC- OWNER OF Zelle®

    Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.