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Debit Card

MasterCard® Debit Card

Tap, dip, swipe. Our Kinecta debit card is available when you open any checking account. With security features and new chip technology, it’s the easy, reliable way to make purchases, pay bills, and conduct ATM transactions. 

More Benefits

Overdraft Protection

Kinecta offers a variety of overdraft protection services to cover checking transactions if sufficient funds are unavailable. Enroll for free with no annual fee.

Overdraft Protection

Go Contactless

Now you have the option to tap, dip, or swipe.  Increase your safety at the checkout line by minimizing your contact with equipment and surfaces.

Zero Liability Protection

You are not liable for any unauthorized debit card transactions or ATM withdrawals when you notify us promptly at 800.854.9846. 

Zero Liability Protection

Mastercard Global Service®

Receive worldwide, 24-hour assistance with lost and stolen card reporting, emergency card replacement, and emergency cash advances.

Chip Technology

An added security layer to help prevent you from becoming a victim of fraud.

Digital Wallets

Add your debit card to Google Pay, Samsung Pay, and Apple Pay for the ultimate in mobile flexibility.

Receive Funds With Zelle

Let's Connect

Our knowledgeable Member Contact Center team will answer your questions – big or small. If you need a specialist, they’ll put you in touch with one right away. Our goal is your goal: get you answers fast!

800.854.9846 Monday to Friday: 5am - 6pm Pacific, Saturday: 6am - 3pm Pacific
Or, stop by a branch and speak to us in person. (Except Federal Holidays.)

BOOK APPT

Membership requirements apply. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.

ATM fees No-surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owner/operators may assess a fee.

Mobile banking. Message and data rates may apply.

All third-party trademarks referenced herein are the property of their respective owners.

Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated.