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Let us do the work! At Kinecta Insurance1, we reach out to our network of A+ rated insurance partners to get competitive quotes and will find the best rates on your behalf. All you need to do is choose.

Available Insurance Types


Your home is your largest investment, so make sure it’s well-protected. We’re committed to finding the coverage that meets your needs, at a price that’s right for you.


When you own a condo, you – not your association – are responsible for what’s inside. If your personal belongings are destroyed or stolen, it’s important to be covered.

Mobile & Manufactured Homes

We understand the unique insurance needs of  mobile and manufactured homes. We offer access to protection not only for your home, but also attached structures like porches, decks, and garages.

Second or Vacation Home

You’ve worked hard for that home-away-from-home. But vacation properties are often vacant and more susceptible to burglary and fire. We’re here to help protect your second largest asset.

Investment Property

Whether you own 2 units or 20, you need protection against financial loss. Protecting your property from damage – and yourself from personal liability - makes the right insurance a wise investment.


While your landlord protects the physical building, you are still responsible for the loss or damage of your personal belongings. Can you afford to replace everything if you had to start over?

Let's Connect

We may be able to get you more coverage for the same price or reduce the amount you are currently paying. Our complimentary consultation and quotes come with no obligation to you.

West Coast Members: 800.905.4466option 2 Monday - Thursday: 8:00am - 6:00pm, Friday: 8:00am - 5:00pm, Saturday: 9:00am - 2:00pm (Except Federal Holidays.)

East Coast Members: 800.842.5936 or Click Here

Natural Disaster Insurance

Home Warranty

A TotalProtect® Home Service3 plan lets you sleep a little easier. It adds protection in addition to your standard homeowners’ policy to cover major home systems (heat, air, plumbing) as well as:

  • Pre-existing conditions
  • 6-month guaranteed on covered repairs
  • 24/7 customer service and new appliance discounts

1Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

2Flood. Coverage available only in communities participating in the National Flood Insurance Program (NFIP). Contact Kinecta Insurance to determine your level of risk.

3Total Protect Home Service. HomeSure Companies and Cross Country Home Services, Inc. are not affiliated with Kinecta Federal Credit Union, its affiliates, or subsidiaries.