Banking solutions that get you to the finish line.
As a credit union, we reinvest our earnings to benefit our members. This means Kinecta can offer you higher dividends on the money you save and lower borrowing rates for the ride of your dreams, HELOCs and more.
Discover the benefits of a Kinecta membership.
Favorable rates
Get access to better rates and lower fees than most banks
Convenient locations
25 Kinecta branches across California and New York
Fee-free ATMs
Over 85,000 fee-free* ATMs connected to Allpoint and CO-OP networks, often available at Target, Walgreens, CVS and more
Shared Branch Network
Access to 5,800 shared credit union branches
Keeping Capital Local
We give back to the communities where our members live, work and do business. In 2023, we donated more than $1,200,000 to charitable causes, volunteered over 7,000 hours and participated in over 200 community events.
Your money's safe with us.
Just like FDIC insurance provided by banks, as a federally chartered credit union, deposits of up to $250,000 are insured by NCUA. But unlike banks, which cater to shareholders and corporations, our decisions are made with only the best interests of our member-owners in mind. We're more Main Street than Wall Street.
Membership requirements apply.
*ATM fees. No surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owners/operators may assess a fee.